Job overview
Chief Financial Officer is available at Microinsurance in Zambia. Review the job description, requirements, closing date and application details below.
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We are seeking a high-caliber, forward-thinking InsurTech or FinTech Financial Strategist to serve as our founding Chief Financial Officer (CFO). Operating in a lean, digital-first startup environment, S/He will be responsible for building our financial architecture from the ground up where, traditional corporate models do not align with high-volume, low-margin microinsurance transaction flows.This role will combine financial and actuarial rigor with a tech-forward mindset,managing capital allocation, automated accounting infrastructure for real-time premium collection, digital payouts and ensure strict institutional compliance.Key ResponsibilitiesImplement automated accounting systems capable of seamlessly reconciling high-volume, micro-tier transactions driven via digital infrastructure and alternative payment networks.Guarantee full compliance with financial reporting and technical requirements set by regulators.Actively monitor, model and maintain regulatory Capital Adequacy requirements (CAR) as per the Insurance Act and/or the regulation for microinsurance entities.Partner with the CEO to synthesise short-term going concern realities with long-term financial sustainability while preparing real-time dashboards, cash-flow models and performance metrics for the Board of Directors and strategic partners.Work closely with technical partners and actuarial teams to model risk portfolios, manage underwriting premium allocations and monitor performance such as investment income streams and other technical analyses.Oversee financial data flows to ensure absolute adherence to relevant data protection and consumer privacy frameworks across cloud hosted processing environments.Mandatory Academic & Professional QualificationsTo satisfy the stringent executive vetting frameworks enforced by the Pensions and Insurance Authority (PIA), candidates must possess: Grade 12 Certification: Full Form V or Grade 12 Certificate with a ● minimum of five credits, including English and Mathematics. Primary Degree: A Bachelor’s Degree from a recognised university in Accountancy, Finance, Actuarial Science, Financial Mathematics, or a highly quantitative financial discipline. Academic Validation: Degrees obtained outside Zambia must be accompanied by an evaluation certificate from the Zambia Qualifications Authority (ZAQA). Professional Credentials Full professional qualifications such as CA Zambia, ACCA, or CIMA.Professional Body Membership: Active, paid-up fellow or associate membership with the Zambia Institute of Chartered Accountants (ZICA) is non-negotiable. Required Profile & Competencies Agile Financial Leadership: A proven track record of 5+ years in a senior financial management role (e.g., Finance Manager, Head of Finance, or CFO) within an InsurTech, FinTech, digital payments environment, or a high-growth tech operation. Startup Execution Grit: Experience or strong comfort working within a lean startup framework where you are expected to execute both hands-on accounting reconciliations and high-level corporate capital structuring.Tech-First Operations: Deep comfort or direct experience leveraging digital ERPs, cloud accounting platforms, automated reconciliation scripts, and transaction processing APIs. Regulatory Vetting Readiness: Must pass the full statutory Fit and Proper Person assessment administered by the PIA (covering flawless financial integrity, creditworthiness checks, professional standing, and clean criminal record clearances). Investment & Funding Fluency: Competence in assisting with capital-raising initiatives and managing relationships with international development agencies and impact investors.
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